How to Request Money on PhonePe?

PhonePe offers a convenient way to request money from your contacts if you need to split a bill, collect a debt, or receive payment.

Important Things to Remember

• The person you’re requesting money from must also have a PhonePe account.
• They will receive a notification and can approve or decline your request.
• While requesting money, do not enter your UPI PIN. Your PIN is only needed when sending money, not requesting it.

Using the ‘Request’ Button

• Open the PhonePe app and tap the “Request” button (often found on the main home screen).
• Enter the phone number of the person you want to request money from or select them from your contacts.
• Enter the amount and add a note or description of the payment if you like.
• Tap on the “Request” button to send the payment request.

Through the Chat Feature

• Open a chat with the contact you wish to request money from.
• Type the amount you want to request, followed by a space. For example, “₹1000“
• Tap the send button. PhonePe will recognize this as a payment request.

Requesting via UPI ID

• Tap “To Contact” or similar within the money transfer section of the app.
• Select the “UPI ID” option.
• Enter the person’s UPI ID.
• Hit the “Verify” button.
• Tap on the “Request” option.
• Enter the amount and send the request.

• Use the notes/description section to remind the person what the payment is for.
• Be patient. It may take some time for the other person to respond to the request.
• If the request is urgent, you can follow up with a call or a message.

Requesting money on PhonePe is straightforward and eliminates the need to chase down cash or manually enter account details.