Top 10 Indian Banks: Interest Rates & Processing Fees
Bank | Interest Rate (p.a.) | Processing Fee |
---|---|---|
HDFC Bank | 10.5% p.a. β 24.00% p.a. | Up to 2.50% |
ICICI Bank | 10.50% p.a. β 16.00% p.a. | Up to 2.50% |
TurboLoan Powered by Chola | 14% p.a. | 4% β 6% |
Yes Bank | 10.99% p.a. onwards β 20% p.a. | Up to 2% |
Kotak Mahindra Bank | 10.99% and above | Up to 3% |
Axis Bank | 10.49% p.a.- 22% p.a. | Up to 2% of the loan amount |
IndusInd Bank | 10.25% p.a. β 26% p.a. | 3% onwards |
HSBC Bank | 9.99% p.a. β 16.00% p.a. | Up to 2% |
IDFC First Bank | 10.49% p.a. onwards | Up to 3.5% |
Tata Capital | 10.99% onwards | Up to 3.5% |
Can I Get Personal Loan On Rs 25,000 Salary In India?
Yes, you can potentially get a personal loan with a salary of Rs. 25,000 per month in India. Personal loans are unsecured, meaning they donβt require collateral, making them accessible to those without significant assets. Many banks and financial institutions offer personal loans to salaried individuals. However, the loan eligibility criteria, approved amount, and interest rate will vary across lenders.
Table of Content
- Where to Find Personal Loans?
- Important Considerations Before Taking Personal Loan
- Personal Loan Eligibility Criteria
- Eligibility Criteria for Personal Loans from Leading Banks
- Top 10 Indian Banks: Interest Rates & Processing Fees
- Factors Affecting Personal Loan Eligibility
- CIBIL Ratings and Approval Chances for Personal Loans
- Tips to Increase Your Personal Loan Chances
- Conclusion