Direct Benefit Transmission is Seeded in Major Central Schemes
Mahatma Gandhi National Rural Employment Guarantee Act (Mahatma Gandhi NREGA):
MGNREGA is a demand-driven wage employment program that seeks to increase the livelihood stability of rural households by offering at least one hundred days of guaranteed wage employment to each household whose adult members volunteer to perform unskilled manual labor throughout each fiscal year. Electronic Cash Management System (eFMS) was implemented in 2016 to improve the fund flow system and guarantee timely wage payments. Through this, the Central Government’s Direct Benefit Transfer system credits recipients of the Mahatma Gandhi NREGA’s earnings directly to their bank or post office accounts.
LPG Direct Benefit Transfer:
“Pratyaksh Hanstantrit Labh” – PAHAL Scheme was first implemented in 291 districts across the nation on June 1, 2013, over the course of six phases. The government thoroughly examined the program and made significant changes to the program before its introduction after looking into the consumer’s challenges. On November 15, 2014, the redesigned program was reintroduced in 54 districts.
PM Kisan Samman Nidhi (PM-KISAN):
The Pradhan Mantri Kisan Samman Nidhi (PM- KISAN) Scheme is a Central Sector Direct Benefit Transfer (DBT) Scheme that provides financial assistance of Rs. 6000/- per annul to all landholding farmer families throughout the country, subject to certain exclusion criteria relating to higher income strata, to help them meet domestic needs and expenses related to agriculture and allied activities. The money is deposited directly into the bank accounts of the beneficiary farmers, who have been recognized by the State/UT Governments, in three payments of Rs. 2000 each, spaced out over a four-month period. Beneficiaries’ Aadhaar-seed data is used to make payments.
Pradhan Mantri Matru Vandana Yojana:
In order to support the goals of encouraging improved health seeking behavior among pregnant women and lactating mothers, the Pradhan Mantri Matru Vandana Yojana (PMMVY) Scheme enables participants to access the scheme benefits through Direct Benefit Transfer (DBT). In compliance with the National Food Security Act of 2013, the Maternity Benefit Program has been implemented throughout the nation’s districts.
Pradhan Mantri Gramin Awas Yojana (PMAY-G):
In order to provide housing for India’s rural poor, the Indian government established this social assistance initiative. Housing for All by 2022 is a similar program for urban poor people that was introduced in 2015. The government would provide financial support to the recipients of the PMGAY program in the amount of up to 1.2 lakh rupees for the construction of homes in rural regions and 12,000 rupees for the construction of toilets. Additionally, they are qualified to borrow 70,000.
Direct Benefit Transfer
The Direct Benefit Transmission (DBT) scheme was implemented by the Indian government on January 1, 2013, to simplify the transfer of government-provided subsidies in India. With the intention of enhancing the delivery system and reforming the current welfare plan processes, the government introduced the program. DBT intends to deposit subsidy payments from different Indian welfare schemes directly into the bank accounts of the recipients. Beneficiaries must link their bank account to their Aadhaar number in order to receive the DBT benefits. The DBT Mission was initially created at the Planning Commission to serve as the focal point for carrying out the DBT programs. The DBT mission was, however, taken up by the Department of Expenditure from July 2013 to September 14, 2015. As of September 14, 2015, the Coordination & PG Secretary in the Cabinet Secretariat is now responsible for matters pertaining to the DBT Mission. The DBT scheme helps the government in making direct deposits of subsidies into the accounts of recipients. Previously, the benefits were given to an administrative entity first, which would subsequently give them to the beneficiaries. The DBT practice does away with the intermediary, though. The government makes the payment directly to the beneficiary. These transfers include, for example, grants and sponsorship. People who use the DBT scheme can get benefits by using a savings account. So money can be protected in a savings account while still collecting interest. The DBT Bharat Portal now hosts 313 Central Sector (CS) and Centrally Sponsored Schemes (CSS) from 53 Ministries.