Documents Required to Open ICICI Bank FD

For Opening an FD in ICICI BANK Investors must ensure that they have the following documents with them :

1. Proof of Identity

  • Pan card
  • Voter ID
  • Aadhaar card
  • Ration card including a photograph
  • Driving license
  • Senior citizen ID
  • Passport

2. Proof of Address

  • Electricity bill
  • Telephone bill
  • Bank statement with cheque
  • Passport
  • Identity card issued by Post Office

Customers also need to give their two passport-sized photographs at the time of opening the deposit account.

ICICI FD Interest Rates 2024

ICICI Bank is one of India’s most well-known financial institutions. With its diverse range of financial services and products, it not only facilitates the mobilisation of savings in the economy but also enables people to develop financial discipline. ICICI provides fixed deposit services to its customers who want to place their money without exposing it to market fluctuation as a way to facilitate savings.

Customers may open fixed deposit (FD) accounts with ICICI Bank and choose from a variety of deposit terms and interest rates. The available FD schemes meet the demands of customers from various backgrounds. Here is all you need to know before deciding how to manage your savings.

Table of Content

  • ICICI Bank FD Interest Rates on Domestic Deposits (less than ₹2 crore)
  • ICICI Bank FD Interest Rates on Domestic Deposits (₹2 crore-₹5 Crores)
  • Features of ICICI Bank Fixed Deposit
  • Types of ICICI Bank FD Schemes
  • How to Invest in ICICI Bank FD?
  • Eligibility to Open an ICICI Bank FD Account
  • Documents Required to Open ICICI Bank FD
  • Tax on ICICI Bank Fixed Deposit
  • Loan Against ICICI Bank FD
  • Premature Closure of ICICI Bank Fixed Deposit
  • Frequently Asked Questions (FAQs)

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ICICI Bank FD Interest Rates on Domestic Deposits (less than ₹2 crore)

Tenure General Citizen Interest Rates(Below 60 Years of Age) Senior Citizen Interest Rates(Above 60 Years of Age) 7 days to 14 days 3.00% 3.50% 15 days to 29 days 3.00% 3.50% 30 days to 45 days 3.50% 4.00% 46 days to 60 days 4.25% 4.75% 61 days to 90 days 4.50% 5.00% 91 days to 120 days 4.75% 5.25% 121 days to 150 days 4.75% 5.25% 151 days to 184 days 4.75% 5.25% 185 days to 210 days 5.75% 6.25% 211 days to 270 days 5.75% 6.25% 271 days to 289 days 6.00% 6.50% 290 days to less than 1 year 6.00% 6.50% 1 year to 389 days 6.70% 7.20% 390 days to < 15 months 6.70% 7.20% 15 months to < 18 months 7.10% 7.65% 18 months to 2 years 7.10% 7.65% 2 years 1 day to 3 years 7.00% 7.50% 3 years 1 day to 5 years 7.00% 7.50% 5 years 1 day to 10 years 6.90% 7.50% 5 Years (80C FD) 7.00% 7.50%...

ICICI Bank FD Interest Rates on Domestic Deposits (₹2 crore-₹5 Crores)

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Features of ICICI Bank Fixed Deposit

1. Simple Investment with Liquidity and Flexibility : ICICI Bank Fixed Deposit is a secure investment option that provides guaranteed returns on investment.Fixed deposit returns are unaffected by any external circumstances....

Types of ICICI Bank FD Schemes

1. ICICI Bank Regular Fixed Deposit...

How to Invest in ICICI Bank FD?

There are several ways to create an ICICI Bank FD account, including offline, Internet Banking, and using a mobile app....

Eligibility to Open an ICICI Bank FD Account

When considering to invest in ICICI bank FDs, investors have to fulfil the following criteria:...

Documents Required to Open ICICI Bank FD

For Opening an FD in ICICI BANK Investors must ensure that they have the following documents with them :...

Tax on ICICI Bank Fixed Deposit

The Tax Saver Fixed Deposit schemes from ICICI Bank provides reasonable returns as well as income tax benefits. Under Section 80C of the Income Tax Act of 1961, you can deposit up to Rs.1.5 lakh and get a tax deduction. There is a minimum deposit of Rs. 10,000 that can be made into the account. The scheme has a five-year lock-in period of time....

Loan Against ICICI Bank FD

To meet urgent personal or business financial demands without compromising the FD. Depositors can borrow up to 90% of their FD as an overdraft facility at nominal interest rate with no processing fees and foreclosure charges....

Premature Closure of ICICI Bank Fixed Deposit

FD interest will be calculated at the relevant rate for the period in which the deposit was held with the bank or the contracted rate of the deposit whichever is lower, plus a penalty calculated as follows:...

Frequently Asked Questions (FAQs)

1. Is it possible to open a joint account and still receive the additional 0.30% interest on the ICICI Bank Golden Years FD?...