Eligibility to Withdraw Pension Contribution from EPF

Before proceeding, keep in mind that you are eligible to withdraw your pension contribution (Employee’s Pension Scheme – EPS) only if:

  • You have been unemployed for more than two months.
  • You have completed less than 10 years of service.
  • You are migrating permanently to another country (requires an emigration certificate).

How To Withdraw Pension Contribution from EPF Online?

The Employee Provident Fund (EPF) scheme offers a valuable safety net for retirement savings. However, under certain circumstances, you might need to access your pension contribution before reaching retirement age. This article will guide you through the process of withdrawing your pension contribution from the EPF online, a convenient and hassle-free method.

Similar Reads

Eligibility to Withdraw Pension Contribution from EPF

Before proceeding, keep in mind that you are eligible to withdraw your pension contribution (Employee’s Pension Scheme – EPS) only if:...

Document Required to Withdraw Pension Contribution from EPF

Your EPF Universal Account Number (UAN) and password....

Steps to Withdraw Pension Contribution in EPF Online

Visit the Unified Member Sewa Portal: Access the portal through the official EPFO website (https://unifiedportal-mem.epfindia.gov.in/memberinterface/). Log in: Use your UAN and password to log in to your account. Select “Online Services”: From the menu bar, click on “Online Services” and choose “Claim (Form-31, 19 & 10C)“. Verify Details: The portal will display your member details. Enter the last four digits of your registered bank account and click “Verify“. Choose Claim Type: Select “Withdraw Pension Only” and then “Only Pension Withdrawal (Form 10C)“. Fill in Form 10C: Enter your permanent address in the designated field and tick the disclaimer section. Submit Claim: Click on “Get Aadhaar OTP“. An OTP will be sent to your Aadhaar-linked mobile number. Enter the OTP, click “Validate OTP“, and then “Submit Claim Form“. Track Status: You can track the status of your claim by logging in to your UAN account and clicking on “Track Claim Status“....

Important Notes

Ensure your Aadhaar card is linked to your UAN for online withdrawal. The processing time for claims can vary. Be patient and track the status regularly. Withdrawing your pension contribution before retirement might affect your future pension benefits. Consider this carefully before proceeding. For offline withdrawal, you can visit your nearest EPFO office and submit a completed Form 10C. You can find more information and resources on the official EPFO website (https://www.epfindia.gov.in/)....

Pros and Cons of Withdrawing Pension Contribution from EPF

...