Features of the Ayushman Bharat Yojana

The features of the Ayushman Bharat Yojana are as follows:

• It is the largest health insurance program in the world that is funded by the government.
• For secondary and tertiary care hospitalization in India’s public and private empaneled hospitals, it offers coverage of 5 lakhs per family per year.
• These benefits are available to around 10.74 crore poor and vulnerable families or roughly 50 crore beneficiaries.
• In contrast to the previous medical insurance program, Ayushman Bharat does not have a waiting time for diseases that already exist. 
• The Ayushman Bharat policy begins with full coverage for all ailments.
• Pre- and post-hospitalization costs are covered under the program.
• The National Health Authority (NHA) is the nodal organisation in charge of implementing and rolling out the AB-PMJAY scheme across the country.
• The cost of premium payment will be split between the Central and State Governments according to a predetermined ratio.

Related Articles:

• Features and Analysis of Ayushman Bharat Scheme
• Achievement of Ayushman Bharat

Ayushman Bharat Yojana, also known as Pradhan Mantri Jan Arogya Yojana (PM-JAY), is a healthcare initiative introduced by the Government of India. In simple terms, it is a health insurance scheme designed to provide financial protection and affordable healthcare to citizens. The scheme aims to cover vulnerable and economically deprived families, offering them access to quality medical services without the burden of high medical expenses. Ayushman Bharat Yojana is one of the world’s largest health assurance programs, ensuring that eligible individuals receive necessary medical treatment without facing financial hardships.

In this article, we will read about the Ayushman Bharat Yojana, its features, components, challenges, etc.