How to use the ATM (available for most banks) In Commerce

  • Visit an ATM: Locate an ATM of your bank or one that accepts your card.
  • Insert your Card: Follow the instructions on the screen and gently insert your ATM card chip side up (if your card has a chip) or face down (if it doesn’t).
  • Select your Preferred Language: Choose the language you’re comfortable with using the on-screen buttons.
  • Choose “Generate/Set PIN” or a Similar Option: Look for options like “PIN Generation,” “Change PIN,” or “Create PIN.” Select the option that best describes your situation.
  • Follow On-screen Instructions: Depending on your bank, you may need to enter your account number or receive a one-time password (OTP) on your registered mobile number.
  • Enter your New PIN Twice: Choose a 4-digit PIN that’s easy to remember but difficult for others to guess. Don’t use your birthday, phone number, or any easily identifiable information. Remember, never share your PIN with anyone!
  • Confirm your PIN: Re-enter the chosen PIN to confirm.
  • Collect your Card and Receipt: Once complete, the ATM will dispense your card and a receipt. Keep the receipt for future reference.

How to Generate Your ATM PIN (2024) ?

Congratulations on receiving your ATM card! Now, you can access your money conveniently anytime, anywhere. But before you start withdrawing cash, you need to set a Personal Identification Number (PIN). This 4-digit code keeps your account safe and secure. Here’s how you can easily generate your ATM PIN in 2024.

Before You Begin

Make sure you have your ATM card and the accompanying welcome letter from your bank. This letter might contain temporary PIN details in some cases.

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Method 1: Using the ATM (available for most banks)

Visit an ATM: Locate an ATM of your bank or one that accepts your card. Insert your Card: Follow the instructions on the screen and gently insert your ATM card chip side up (if your card has a chip) or face down (if it doesn’t). Select your Preferred Language: Choose the language you’re comfortable with using the on-screen buttons. Choose “Generate/Set PIN” or a Similar Option: Look for options like “PIN Generation,” “Change PIN,” or “Create PIN.” Select the option that best describes your situation. Follow On-screen Instructions: Depending on your bank, you may need to enter your account number or receive a one-time password (OTP) on your registered mobile number. Enter your New PIN Twice: Choose a 4-digit PIN that’s easy to remember but difficult for others to guess. Don’t use your birthday, phone number, or any easily identifiable information. Remember, never share your PIN with anyone! Confirm your PIN: Re-enter the chosen PIN to confirm. Collect your Card and Receipt: Once complete, the ATM will dispense your card and a receipt. Keep the receipt for future reference....

Method 2: Contacting Your Bank (alternative for some banks)

If your bank doesn’t offer ATM PIN generation through their ATMs, you can:...

Additional Tips to Generate Your ATM PIN

Choose a Memorable PIN: Make sure it’s something you can easily remember but isn’t obvious to others. Never Share your PIN: Don’t write it down or share it with anyone, even family or friends. Change your PIN Regularly: Consider changing your PIN every few months to maintain security. Be Cautious: If you notice anything suspicious at an ATM, don’t use it and contact your bank immediately....