Top 6 Best Credit Card Picks for European Travel

Chase Sapphire Reserve®

A favorite among seasoned travelers, the Chase Sapphire Reserve® offers a compelling mix of rewards and perks. While its annual fee is substantial ($550), it boasts benefits like generous point bonuses on travel and dining, a $300 annual travel credit, valuable travel insurance, and Priority Pass Select lounge membership.

Chase Sapphire Preferred® Card

This well-rounded card is the Sapphire Reserve’s more accessible sibling, featuring a lower annual fee ($95). It excels in points for everyday spending, offers travel protections, and also waives those pesky foreign transaction fees.

Capital One Venture X Rewards Credit Card

Another rewards powerhouse, the Venture X keeps things simple with a flat earning rate on most purchases. It shines with a $300 annual travel credit (booked through Capital One Travel), lounge access, and a Global Entry/TSA PreCheck fee credit.

Platinum Card® from American Express

Geared towards luxury travelers, this premium card carries a hefty annual fee but compensates with exclusive benefits. Enjoy access to the renowned Centurion Lounges, statement credits for airline fees and hotels, and comprehensive travel insurance.

Citi Premier® Card

A solid choice for those who prioritize flexible point redemptions, the Citi Premier® Card offers points that transfer to various airline loyalty programs. Plus, with an annual hotel savings benefit, it can be valuable for European stays.

Marriott Bonvoy Boundless® Credit Card

If you’re loyal to the Marriott hotel brand, the Bonvoy Boundless® can be a great fit. Its rewards and perks are geared toward Marriott stays, and it offers automatic Silver Elite status for added benefits.

Note: American Express acceptance can be more limited in certain parts of Europe compared to Visa and Mastercard.

The above cards are popular picks, but it pays to explore options based on your individual needs. If you’re a foodie, cards with elevated dining rewards might be your top choice. If your travel style leans toward budget-friendly adventures, consider cards with no annual fee while still offering travel-related perks.

Picture yourself strolling through cobblestone streets in Paris, sipping espresso beneath the Roman Colosseum, or marveling at the vibrant hues of Barcelona’s Sagrada Familia. A European adventure offers endless possibilities, but it’s wise to plan ahead for a seamless and financially savvy experience. One crucial element is choosing the right credit card.

While a credit card might seem like a small detail, it significantly impacts your travel budget and overall experience. The right card can save you hundreds of dollars on foreign transaction fees, unlock premium perks like airport lounge access, and even earn you valuable rewards to offset future adventures. This article will guide you through finding the best credit card for your upcoming European escapade.