How to Generate or Change Your Credit Card PIN?

Here are several methods to generate or change your credit card PIN:

1. Using Netbanking

• Log in to your net banking account.
• Navigate to the “Credit Card” section.
• Select the option to “Generate PIN” or “Change PIN.”
• Follow the instructions provided by your bank, typically involving verifying your identity through a One-Time Password (OTP) and setting your new PIN.

2. Through ATM

• Insert your credit card into the ATM.
• Select “Generate PIN” or “Change PIN” from the menu.
• Enter your registered mobile number when prompted.
• Enter the received OTP on the ATM screen.
• Choose and confirm your new 4-digit PIN.

3. Using Mobile App

• Many banks offer mobile apps for managing your credit card.
• Download and log in to your bank’s app.
• Locate the “Credit Card” section and choose “Generate PIN” or “Change PIN.”
• Follow the app’s instructions, usually involving verification and setting your new PIN.

4. Customer Care

• Contact your bank’s customer care if you’re uncomfortable using online methods.
• A representative will guide you through the process of generating or changing your PIN.

5. Visiting Your Bank Branch

• Visit your bank branch with your credit card and valid ID proof like (PAN card or Aadhaar card).
• Inform a customer service representative or credit card department staff about your request.
• They will verify your identity and initiate the PIN generation or change process.

Popular Credit Card Issuers in India

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