Protecting Your Credit Card PIN

Once you have a new PIN, follow these best practices to safeguard it:

• Avoid predictable combinations like 1234 or your birth year. Choose a random series of digits difficult to guess.
• Never write it down on your card, phone, or wallet. Memorize it and avoid sharing it with anyone.
• When entering your PIN at an ATM or PoS terminal, shield the keypad with your hand to prevent others from seeing it.
• Stay vigilant when entering your PIN in public. If you suspect someone is watching, cancel the transaction and use a different ATM or terminal.
• Skimmers steal card information. Before using an ATM or card reader, inspect it for any tampering or unusual attachments.
• Regularly check your credit card statements for unauthorized transactions or suspicious activity. Report any discrepancies to your bank immediately.
• Update your PIN periodically, ideally every 6 months, for added security.

Generating or changing your credit card PIN is a simple yet crucial step to ensure the security of your financial information. Choose the method most convenient for you and remember to follow safe PIN practices.