What Is Comprehensive Insurance?
Comprehensive insurance is a type of car insurance that covers damage to your car from non-collision events. For example, if your car is stolen, vandalized, or damaged by fire, flood, hail, or animals, comprehensive insurance can help you pay for the repair or replacement of your car. Comprehensive insurance also covers windshield damage, which is common and expensive to fix.
This Comprehensive insurance is optional, but it can be useful if you have a new or expensive car, or if you live in an area with a high risk of theft, weather, or wildlife. Comprehensive insurance does not cover damage from collisions, liability, or medical expenses. You need to buy other types of insurance for those situations.
What Is Comprehensive Insurance and What Does It Cover?
If you own a car, you know how important it is to have insurance. But do you know what kind of insurance you need? There are different types of car insurance policies, and one of them is comprehensive insurance. Comprehensive insurance covers damage to your car caused by events other than collisions, such as theft, vandalism, fire, flood, hail, or animal strikes. It can also cover the cost of repairing or replacing your windscreen, which is often damaged by flying debris or rocks.
Comprehensive insurance is optional, but it can save you a lot of money and in case of an unexpected incident. In this article, we will explain what comprehensive insurance is, what it covers, and how to decide if you need it.
Table of Content
- What Is Comprehensive Insurance?
- What does Comprehensive Insurance Cover?
- Advantages Of Purchasing Comprehensive Insurance for Cars
- Advantages and Disadvantages of Comprehensive Insurance
- Comprehensive Insurance and Collision Insurance